Juliana Silveira Feet

Juliana Silveira Feet

The Credit Cardholders Bill of Rights, which is also known as the Credit CARD Act, was passed in 2009 to enhance consumer protections against credit card companies. The act includes provisions requiring greater transparency from credit card issuers, such as disclosing fees and terms clearly and limiting certain tactics that companies can use to raise interest rates. Additionally, it imposes restrictions on fees and charges, and requires issuers to apply payments to balances with higher interest rates first. The Credit CARD Act has helped to make credit cards more consumer-friendly and has provided valuable protections for cardholders.

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